GEARS

Depenfs on the engine size and especially if it is diesel or petrol
Noy noticed any great problem with out 1.6 TDCi.

It is a bit hard not to stall if you try pulling of accidently in third

I can pull away in second without any problems.I do have a 2.0 TDCI though.

I`ve also got a Tunit kit on & K&N filter.At the moment the Tunit is set on 5 which means I have 160 BHP & 260lbs torque approx.If I take it to 9 I get 200bhp & 300lbs Torque,but also needs tyres fairly often if not Very careful!

Yes the Insurance company DOES know.

just what sort of loading %age wise does the insurance go up by for the tunit - roughly?

Not on a C max but on my current car, a SEAT Leon Cupra TDI I have had it remapped, which increased power to 190 bhp and 300 lbs/ft torque and my insurance company didn't increase the premium at all.
Thats with Adrian Flux, there are a few other companies that don't charge for having remaps, chips etc. All of themain insurance companies like Tesco, the AA etc will charge you through the roof for having a remap or tuning box.

A bit off topic. I just have informed my insurance company that I have changed my alloys and wish I had not bothered now as my policy has gone up by £160. I only changed them from 16" to 17".

thats a shocking amount, try a company that specialises in modified cars, even though you've only changed your wheels they still might be cheaper.
Adrian flux who i'm with were cheaper with my remap then all the other companies were to insure my car as standard.

I think normally that if it is just the replacement panel filter element there "SHOULD NOT" (but not absolutely exempt) be any need to inform your insurance, If you had the induction kit then very probably

A rule of thumb I always worked to was that the insurance company probably wants to know about anything that increases their risk of having to pay out, In this day and age that is probably most often in respect of theft from or theft of

Insurance didn`t go up at all.I suppose it depends on your age,record types of licence`s you own.
I have PSV,HGV,Advanced,Volvo Ice Driver cert & and a Comps Licence.
Also member of Range Rover Register due to owning RR 4.0 Ltr Classic