Insurance Renewal - Ford C-Max Forum
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post #1 of 17 Old 03-24-2009, 07:38 PM Thread Starter
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Well my insurance is up for renewal and with the same company as last year believe it or not the price has gone up to over 400 and thats with over 7 years NCD.... , they want about 130 a year more than the renewal in March 2008.

This is only because I have declared the leather seats, privacy glass, stereo, and parking sensors (all added by the garage as optional extras). according to the insurance company these areall classed as modifications.....

For g0d sakes the car came off the Ford production line with them on so how can they be modifications.....

So instead I'm going to go to Admiral and do a multi car policy and that will save me about 120 a year on the C-Max and 80 on my RS2000.

Forgot to say, I'm almost 39 (May) and its a joint policy with the wife (also 39 later this year)...Edited by: R7BKR

Chee<font color=RED>RS</font>, Roy

<font size=\"1\">2006 - 2 litre Ghia in Sea Grey, and Escort RS2000</font>
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post #2 of 17 Old 03-24-2009, 10:27 PM
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mine for the std 1.6TDCI LX went down




Richard
54 Plate 1.6 TDCI LX ~aspiring to be something else
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post #3 of 17 Old 03-24-2009, 10:52 PM
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Moved Roy!

As for the insurance, Kerching!
As for "Mods", if they were added by the garage at the time of manufacture, then these are standard fixtures unless they are short of money then I suppose they will charge you more
Mods are aftermarket fixings like lower suspension, head rest DVD systems etc.

One thing I never do is accept the price they send you.
I insure with Direct Line and 99% of the time I redo a quote on line and is always cheaper. Nothing to stop you doing that.

Another way is to obtain new insurance via a cashback site like topcashback.
Not 100% guaranteed but if you ensure your cookies are cleared before starting off then the chance of the transaction being tracked is that much higher.
Edited by: lawe
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post #4 of 17 Old 03-25-2009, 01:32 AM
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Try Adrian Flux.I have used them for 15 years with my "modified" RangeRover & they are brilliant.You actually talk to a real person who knows what they are talking about.



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post #5 of 17 Old 03-25-2009, 02:37 PM
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MY RENEWAL THIS YEAR HAS COME DOWN TO 217 FULLY COMP , FOR WIFE AND ME , I THINK THAT IS A GOOD QUOTE FOR MY 1.6 VETEC

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post #6 of 17 Old 03-25-2009, 02:47 PM Thread Starter
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I have had a phone around and I can get it for under 300, so NO it wasn't a 'Privilege' to be insured by them....

I just need to give Adrian Flux a call and if they can't beat 297 I'll be doing a multi-car policy through Admiral.

Meant to say in the first place, mines a 2006, 2 litre petrol Ghia

Chee<font color=RED>RS</font>, Roy

<font size=\"1\">2006 - 2 litre Ghia in Sea Grey, and Escort RS2000</font>
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post #7 of 17 Old 03-25-2009, 05:15 PM
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I have just looked at my insurance from Sainsburys via Go compare and I paid 163 for fully comp on my 1.6 petrol LX.
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post #8 of 17 Old 03-25-2009, 05:20 PM Thread Starter
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So more hunting around to be done then.....

Chee<font color=RED>RS</font>, Roy

<font size=\"1\">2006 - 2 litre Ghia in Sea Grey, and Escort RS2000</font>
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post #9 of 17 Old 03-25-2009, 06:00 PM Thread Starter
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Well I've just 'phoned' Admiral and I've managed to get it cheaper.

The C-Max is gonna be 284.75 (with a 12K mile a year limit,protected no claims, guaranteed courtesy car, legal cover and 90 days european cover included.... )

Saves me about 122 on the renewal from 'Privilege'

As for the Escort RS, well thats a 2 litre 16v, and comes in at a mere 239.57 (and that will save me a further 100 on that renewal too)

I'm well pleased now....!!! Yippeeeeeee Edited by: R7BKR

Chee<font color=RED>RS</font>, Roy

<font size=\"1\">2006 - 2 litre Ghia in Sea Grey, and Escort RS2000</font>
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post #10 of 17 Old 03-25-2009, 06:10 PM
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Yup, it's suprising what you can find out there. I don't know whether insurance costs have risen - I got my insurance last November - but I found that Go compare was as good a place as any to start looking and I didn't find anything better, despite a long search. Of course, each quote is individual [mine includes legal protection, and 100 excess charges on the usual items] so it isn't really accurate to simply judge these policies on cost. It is suprising, for example, what a difference 'occupation', post code, and where one parks a car makes to insurance quotes.
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